Life Insurance / Accidental Death and Dismemberment
BASIC LIFE INSURANCE
CoorsTek is pleased to provide group term basic life insurance through The Hartford at no cost to you. You automatically receive coverage for one times your annual base salary. If your base salary changes during the year, your basic life insurance amount will also change.
SUPPLEMENTAL LIFE INSURANCE
During your initial eligibility period, you may purchase additional term life coverage in $10,000 increments, not to exceed five times your annual base salary, up to a maximum of $750,000.
You pay the full cost of supplemental coverage with after-tax dollars. The amount you pay depends on your age on the date you enroll and the amount of coverage you purchase. Premium amounts that increase due to age will not be adjusted until January 1st of the following year.
During Open Enrollment, employees may increase their benefit level by $10,000 (unless the total coverage exceeds $100,000) without providing evidence of insurability.
VOLUNTARY ACCIDENTAL DEATH AND DISABILITY
CoorsTek provides AD&D insurance equal to 1x an employee’s annual base pay at no cost to the employee. Coverage is effective on the same date as health coverage.
Employees can purchase additional coverage for themselves and coverage for their spouse and eligible dependents. Premiums for coverage are set by the insurance company and are deducted after taxes by Payroll.
- The Hartford- CA Life APP and EOI
- The Hartford- CT Life APP and EOI
- The Hartford- NH Life APP and EOI
- The Hartford- UT Life APP and EOI
- The Hartford- Life APP and EOI – All Other States
Return all completed Life and AD&D forms to your HR Business Partner for signature and submission to The Hartford.
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